If you have been in an auto accident that damaged your car, it is normal to worry about repairing bodywork. Even if the damage is only cosmetic, you still want to get it fixed and back to its original glory. There is no shame in wanting to keep your car looking like new, free of scratches and dents. It’s also best for performance and structural integrity.
Your car insurance will work with you to get the damage fixed as soon as possible. They will contact the responsible insurance, if applicable. If there is not another at-fault person or that person lacks insurance, your car insurance will work directly with you to ensure the bodywork is repaired.
Other At-fault Driver
If there is another at-fault driver responsible for the car accident, their insurance should cover your damages. Your insurance company can contact the other party’s insurance on your behalf. If the person does not have insurance, there are scenarios that would still hold them accountable for the damage. If for whatever reason they cannot pay for your damages, your insurance will work with you to get the bodywork of your car fixed.
Working with Insurance
If you are forced to file a claim with your own insurance due to lack of insurance of others, the company will work with you. They will need to collect all of the relevant information. They may need to collect specific evidence, but they should work on your behalf to get your car fixed.
If you were responsible for the car accident and you have the proper coverage, your insurance will work with you to get your vehicle fixed. Usually, you will pay the deductible and your insurance company will cover the rest.
Your insurance will send an inspector to look at the car. It is helpful to have pictures of the car for your own records, but the inspector will take his or her own pictures for the insurance company’s records. It is important to know that this person inspecting your car for damage works for the insurance company. They will ensure that the damage is related to the insurance claim.
Accidents are traumatic. After you ensure that everyone is safe, it is natural to worry about your car. We cannot stand to see damage done to our vehicles, but wen you have applicable insurance, they will cover bodywork. You will need to file a claim, but once the insurance company has all of the information they need, you will be on your way to having your vehicle’s bodywork complete.
