A lot of things can go wrong in the course of any given day. It’s a simple fact of life that anything that can go wrong, will go wrong. This also applies to car accidents. It’s an accident, nobody is expecting it. There are also less severe accidents that happen and cause common issues such as dented bumpers, paint scratches, or cracked windows. To help you understand what you may want to keep in mind while searching for car insurance policies, here is a helpful list of a few things you need to remember.
1. Dented Bumper
This is a fairly common occurrence. It can happen if you’re driving slowly through a parking lot or trying to back into a space. It can happen at the library, the gym, a grocery store, or anywhere at all. Make sure that you have collision coverage to help eliminate the headache of worrying about that. Dented bumpers can cost you anywhere from $500 to $1500, depending, of course, upon the severity of the incident.
2. General Front or Rear Damage
Front or rear damage could include dented bumper or side paneling but also covers crunched trunks or smashed hoods. According to a study on Californian drivers, rear-end collisions are the main auto body claim on auto insurance forms. These repairs can cost anywhere from just a few hundred dollars to thousands of dollars.
3. Paint Scratch Repair
Again, all repair costs will depend on the extent of the damages. If you do it yourself with a touch up pen, it may only cost you $50 or so, but you will likely need a professional to repair most paint scratches to ensure you get a job you’ll be happy with. For insurance purposes, be aware that paint repairs can run upwards of $1000.
4. Windshield
So many things can happen to a windshield. Windshields can be damaged by weather, rocks, vandalism, and stray debris, among other things. Apart from merely disturbing your view, having cracked or damaged windows is a safety hazard. The glass is weakened by those cracks and so will be much more susceptible to damage in the future, especially in the case of an automobile accident or poor weather, such as hail or hard winds scattering debris. The cost of repair may vary from mechanic to mechanic; however, the most common repair need arrives from stone chips which are usually thrown by larger passing vehicle. A huge vehicle drives by and the tires churn out rock and it is blasted right into your windshield at incredible speeds.
